Get to your goals faster and create
a better life with easy personal loans.

Will not affect your Credit Score.

"I love how PNF works with you
every step of the way."

Melvyn Cobb

trustpilot star

Quick and No Hassle

Satisfaction Guaranteed

Extremely Low
Interest Rates

No surprises,
No Hidden Fees

Are you struggling with debt?

Is debt causing problems in your marriage, preventing you from enjoying your life, and making special memories with your children? You shouldn’t have to suffer for years because of a few mistakes you made years ago, and your family deserves the best, that life has to offer.

At Pacific National, we are a family oriented company that strives to help our customers recover from previous financial mistakes, and give them the support and assistance to get back on their feet again. We firmly believe that your past does not need to dictate your future, and wherever possible we aim to find a solution to your financial problems.

You don't want to jump through lots of hoops to get your life back on track, you don't want to have to answer thousands of questions about your life, and the last place you want to visit is a bank. We have swept away all of the tedious frustrations that are associated with making an application for a loan.  Pacific National customers only have to go through a quick and easy three-step process, and for many people, your loan could be in your bank account within 48 hours. Our customers tell us this is a refreshing and innovative process that has helped them reduce their debt, decrease their payments, and start enjoying their lives again. You deserve to join the many happy customers of Pacific National Funding, and we cannot wait to welcome you to our family.

How to lower your debt? Easy.

A Simple Three-Step Process

Designed To Be Simple Straightforward and Hassle-Free

  • 1

    Calculate Your Rates

    Everyone is different, their loan requirements, their current situation, their aspirations and goals, which Is why we offer one of the most extensive ranges of loan options on the marketplace today. We believe in giving you a choice, but we will also be there to guide you and answer any questions you may have. Our company policy is to serve our customers and provide them with the best products and support available on the market. 

  • 2

    Agree and Accept the Terms

    Once you are happy with the product you choose, we complete the application process, and you will receive your offer. This will set out the interest rate, the terms, and conditions of the loan and any other relevant conditions. We will complete all of the necessary paperwork for you, and all that is required from you is a signature agreeing to the terms and conditions listed.

  • 3

    Wait For Your Money To Arrive

    That’s it! All that is now required of you is to sit back and wait for the money to hit your account. We aim to respond to every application within 48 hours, but in many cases, the funds will be in your account the next day. There are no restrictions on what you can use the money for, be it a nice vacation, a consolidation loan to lower your overall payments or a new vehicle – the choice is yours.

Checking your rate will not affect your Credit Score

We care for you, that's what we do.

See what other people are saying.

From despair to relief, I cannot begin to explain the difference Pacific National Funding has made to my family.

John W.

47 Years Old

A few months ago, we were contemplating filing for bankruptcy, when a friend suggested speaking to Pacific National Funding. From the very first phone call, things were different.

Patrick O.

53 Years Old

Our advisor listened to us, there was never any hard sell or pressure, and he found us a deal which not only saved us money but gave our family a lifeline.

Stephanie T.

35 Years Old

My biggest regret is not contacting Pacific National Funding sooner. I could have saved myself so many sleepless nights, and all it took was one quick phone call.

Jennifer S.

52 Years Old

This is how applying for funding should be done. Quick, simple and straightforward, I was expecting there to be a catch, a complication or a twist. Everything occurred exactly as they told me it would, and my life has changed beyond all recognition.

Elizabeth S.

48 Years Old

All I can say about Pacific is thank you, thank you thank you.

Whitney G.

62 Years Old

Pacific National Funding in one word - Amazing!!!

Christine R.

33 Years Old

Everyone at Pacific really does care about us as a customer, and that makes such a difference. I have absolutely no hesitation in recommending Pacific to my friends and family - they are wonderful!

Isaac F.

53 Years Old

Why Trust Pacific National Funding

Here are the Benefits at a Glance

Fast and Hassle-Free

 In the modern age of computer credit checking, it can be almost impossible to sit down and discuss your financial situation with another human being. We all know that life happens, and a pure credit score can not and does not explain the entire situation. At Pacific National Funding, we understand and acknowledge that we are dealing with real people’s lives, which is why we make the entire process fast and hassle-free.

Flexible Terms up to 5 years

We cater to every situation and have flexible terms from 12 months up to five years. It costs nothing to call us and get a quote, and you may be pleasantly surprised at the answers you receive. For many people, the fear of the unknown is the hardest part of the process. Don't worry unnecessarily, give our friendly and knowledgeable staff a call today.

Boost Your Credit

Bankruptcy is a scary option and one that affects your future for many years to come. For many people filing for bankruptcy can seem like the only option, but it doesn’t have to be, and with Pacific National Funding there may be an alternative. By securing you a consolidation loan, with smaller more manageable payments you may be able to avoid the trauma and frustration of bankruptcy and turn your life around quicker than you might ever have imagined.


No Other Fees, We Promise!

There is nothing worse than thinking you are making progress and then your loan provider changes the rules, increases the interest rate or adds some hidden charges that you did not even know existed. We think this type of action is a disgrace and it is something we are firmly against. That is why all of our products do not contain any hidden fees whatsoever. Whatever you are quoted is the price you will pay.

Got questions?

We are ready to help. Call us and let's talk!


We are here to bring your plans to life.

You work hard, and we know it. Nothing takes the wind out of your sails than a financial set-back or other unexpected problem. When you fall on hard times you don't have to go it alone. Whether you're re-organizing or starting over, Pacific National has a compassionate team of experienced debt settlement agents standing by to help.

We'll help make your dreams a reality.


The Pacific Team

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